Do you know what your credit score is? When was the last time you checked it? If it’s been a while you may want to consider pulling it again, but not from a loan officer because that is what is considered a hard pull. A hard credit pull will deduct points from your report. It is important to check your credit with a soft pull by pulling it yourself. There are sources online that can assist you with this and many even are free to use for a few weeks.

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