12.31.2009
There are many ways to establish credit that are available to build the highest credit score. Some include servicing the debt of a vehicle loan and making a mortgage payment, but the most common and easiest way to build personal credit is to use a credit card. When you first receive a credit card there are many rules you must understand such as servicing the debt, and that you should not charge up more credit than you can afford to pay back.
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